Agricultural Bank of China currently does not have mortgage loan business, you can consider applying for Agricultural Bank of China’s online loan business

“Network Loan” implements self-service application, automatic review and approval, online signing of credit contracts, and self-service credit use process. The application process is as follows:

(1) The borrower logs into the online channel designated by the Agricultural Bank of China (personal online banking, mobile banking) and enters the "NetJie Loan" application interface.

(2) The borrower understands the "Wangjiedai" product situation, basic loan conditions and processing procedures.

(3) Fill in the basic information, including the loan period to be applied for, borrowing and repayment accounts, mailing address, etc.

(4) The system verifies the validity of the mobile phone number.

(5) Sign the "Personal Credit Investigation Business Authorization Letter" online.

(6) Confirm the loan information, proposed loan amount, loan purpose, etc.

(7) After reading and signing the "Personal Self-Service Small Credit Consumption Loan Contract" online and completing the application information, the applicant submits the loan application.

The annual interest rate of Wangjie Loan: the interest rate for mortgage customers will increase by 15%, and the interest rate for non-mortgage customers will increase from 15% to 50%. Agricultural Bank of China will make timely interest rate adjustments based on market conditions.

The loan term of Wangjidai shall not exceed one year.

Purpose of Wangjidai:

(1) Wangjidai business is for personal consumption and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

(2) Wangjie Dai uses credit in the form of cash.

If you need other help, you can call the Agricultural Bank of China Customer Service Center for further verification.