Current location - Loan Platform Complete Network - Bank loan - How much is the mortgage assessment fee?
How much is the mortgage assessment fee?
The house can be mortgaged to the bank, which is one of its main values and what many people will do when they need funds in their lives. Before the house is mortgaged, professionals need to evaluate the house to determine its value. So, what is the mortgage assessment fee? China travel. Com has more knowledge, welcome to browse. 1. According to the relevant regulations of the Price Bureau, the current appraisal fee is charged at a progressive rate, as follows: 1. If the total house price is less than 1 ten thousand yuan (including 1 ten thousand yuan), it will be charged at 0.42% of the total appraisal price. 2, 1 10,000 yuan to 5 million yuan (including 5 million yuan) progressive billing rate is 0.3%. 0. 12% of the total appraisal price will be charged from 35 million yuan to 20 million yuan. 4. 20 million yuan to 50 million yuan (including 50 million yuan) is 0.06% of the total appraisal price. 5. If the amount is more than 50 million yuan, 0.0 12% of the total evaluation price will be charged. Judging from the current situation, the fees charged by various assessment agencies are different. The general appraisal fee is one thousandth to five thousandths of the real estate appraisal, which varies according to the location and age of the house. In addition, the evaluation cost of mortgage loan is also related to the distance between the collateral and the agency. In general, the farther the distance, the higher the value of collateral and the higher the evaluation fee. Secondly, there are many factors that affect the price of a house, such as property type, structure, level, orientation, indoor clear height, studio, year of construction, ownership, lot grade, area, room type, lighting, kitchen and bathroom size, building quality, number and brand of elevators, facade modeling, interior and exterior decoration of the property, environment, greening, humanities, transportation, commercial service facilities and infrastructure. First, the age of the house directly affects whether the buyer likes it or not, and the house has entered a depreciation period since its completion. When selling a second-hand house, you must calculate the depreciation expense of the house. The depreciation period of brick-concrete structure buildings is generally 50 years. Second, in the huxing market, well-behaved two-bedroom and three-bedroom apartments are more popular with buyers, and the evaluation price will be higher; On the contrary, if the apartment is irregular or too small and too large, the house price will be much lower. Third, the quality of the floor will also directly affect the level of housing prices. The house in the middle of the stairs will be relatively expensive, but if there is an outdoor garden on the ground floor or a roof garden on the top floor, the price may be higher. Fourth, the location If the location of the house is good, such as supporting in or around the core area of the city, the evaluation price is naturally higher. 5. The living environment of second-hand houses will be worse than that of new residential areas in the same lot. The layout, facilities, greening, sports facilities and appearance of the house should be considered comprehensively during the evaluation.