During the epidemic period, those who meet the conditions can postpone the repayment of credit cards.

Generally, it is caused by epidemic situation, which can be delayed. Relevant policies clearly stipulate that: for those who are hospitalized or isolated due to new pneumonia infection, need to be isolated for observation due to epidemic prevention and control, and participate in epidemic prevention and control, if they fail to repay in time due to the impact of the epidemic, the relevant overdue loans may not be submitted as overdue records, and those submitted may be adjusted. Individuals and enterprises that temporarily lose their sources of income due to the epidemic can submit credit records according to the adjusted repayment arrangements.

Financial institutions should appropriately tilt the credit policy, flexibly adjust the repayment arrangements of personal credit such as housing mortgage and credit card, and reasonably postpone the repayment period. Personal business guarantee loans infected with new pneumonia can be extended for one year and continue to enjoy financial discount support. Financial institutions should give priority to customers infected with new pneumonia or damaged by the epidemic, appropriately expand the scope of responsibility and make full compensation.

Two, during the epidemic, credit card repayment can be postponed for a few days.

During the epidemic, credit card repayment can be postponed for 3 to 6 months. The specific time is not uniform, and the regulations of each bank are different. Should be determined through consultation, generally can be extended to the end of the epidemic. At present, many banks are accepting applications for extension of loan repayment in the current month, and the extension period is mostly from ten days to one month (depending on different bank policies). However, for people who temporarily lose their income sources in key epidemic areas, some banks can delay repayment of the principal for three to six months.

3. What is the meaning of a credit card?

Try to remind you that the meaning of a credit card is a card issued by a bank, giving the cardholder a certain credit limit, within which the cardholder can spend first and then repay. With this, you can shop, spend money and deposit and withdraw cash from the bank. The form is a card with the issuer's name, expiration date, number and cardholder's name printed on the front, and the card surface has a chip, a magnetic stripe and a signature strip.