First, the ID card.

Second, the household registration book.

Third, marriage certificate or unmarried certificate (some banks have a template of unmarried certificate, just sign it).

The fourth is a bank run, printing for six months to one year.

Five, personal credit, the People's Bank of China can print with ID card, can also be printed on the network platform.

Six, business and loan purposes related information, such as purchase and sale contracts, purchase vouchers, renovation contract, etc.

7. Proof of assets, such as copies of real estate license and automobile driving license. This is only used as proof of personal assets and calculation of asset-liability ratio. And other information that the bank deems necessary.

If you apply for a small loan online, the conditions that the applicant needs to meet will be different according to the different loan platforms. The basic requirements for applying for small loans online are:

1. Applicant 18 years old or above is a natural person with full capacity for civil conduct.

2. The applicant's personal credit record is good.

3. The applicant has a stable economic income and the ability to repay the loan.

4. Other conditions required by the online lending platform.

The process of online lending is mainly:

1. The borrower logs on to the online loan platform, enters the application page, fills in personal name, ID number, residential address, telephone number, loan amount, loan purpose and other information as prompted, reads and signs the loan agreement, and submits the loan application.

2. The platform reviews the information submitted by customers, and evaluates the credit status of customers through big data and platform control (some loan platforms are connected to the central bank's credit information system, and customers need to sign personal credit information business authorization when applying, and the platform will review the credit status of customers through credit information).

3. After the platform is audited, the audit results will be issued. If it passes, the platform will lend the money to the account designated by the borrower. When the loan arrives, the platform will send an information notice, and the customer can use it when the money arrives. Of course, if the audit fails, the system will also inform the customer.