1. The borrower has a set of private property houses with large property rights in Tianjin, and the property rights are clear and definite;

2. Housing types include individual houses, shops, apartments, villas, affordable housing, etc.;

3. The loan is mainly used for personal car purchase, decoration, travel, going abroad and purchasing furniture. ;

4. The borrower must be at least 18 years old, and the borrower's age+loan period shall not exceed 65 years old;

5. The basic requirement of housing area is more than 40 square meters, and the house age is 30 years;

6. If the property is mortgaged or mortgaged, you can directly apply for two mortgage without paying the final payment;

7. Households under the names of parents and relatives can also apply for mortgage loans, as long as the property owner agrees;

8. If the property owner is too old, it can be handled in the form of a tripartite mortgage loan;

9. If the personal credit information is not satisfied within the time limit, the black household can successfully handle it;

Amount, term and interest rate of mortgage loan:

1. The maximum amount of personal housing mortgage loan is 70% of the total housing value;

2. Processing period 10 -30 years, which can be freely selected;

3. The mortgage interest rate is 4.9% per annum;

4. The handling area includes the six districts of Tianjin and its surrounding areas!

5. There is no charge in the early stage of processing, no charge for the original, and then charge after the processing is successful!

Requirements specified in the housing mortgage loan conditions:

1. The mortgage loan requires the service life of the house to be within 20 years;

2. The housing area should be more than 60 square meters;

3. The house should have strong mobility;

4. The mortgage loan amount is 70% of the appraised value of the house;

5. The loan period of new house loans shall not exceed 30 years, and that of second-hand houses shall not exceed 20 years;

6. The loan interest rate shall be implemented according to the loan interest rate of the same grade in the same period stipulated by the People's Bank of China;

7. Generally, "house age+borrower age" shall not exceed 60 years old.