1. If the total loan amount and loan term are not exceeded, if the loan has been partially repaid in advance, you cannot apply for a loan within the limit again.
2. Precious metals in the account under the online banking registration card (wealth management account, Peony Link card) under my name or that of a third party can be used as the pledge of online loans. Precious metals that can be pledged in the account include: gold in RMB account, silver in RMB account, platinum in RMB account and palladium in RMB account.