If it is a formal bank loan company, doing mortgage loans, it really needs photos of real estate licenses, but some informal online loans are still risky, so it is better to be cautious.

Now there are many formal microfinance companies cooperating with banks, and the interest of formal private lending companies will be several times higher than usury. If you have real estate, you can go directly to the bank for a loan. If you have real estate, it is easy to borrow money and avoid some unnecessary risks.