As we all know, online merchant loan is a loan from Alibaba's online merchant bank, which mainly helps everyone solve the problem of tight funds. It mainly provides loans to businesses that cooperate with Alibaba. The service life can reach 24 months. The better the credit, the lower the interest rate. So, how to apply for an online business loan?

The online commercial loan application steps are as follows:

1 Install the online merchant banking APP on your mobile phone, directly open the software and enter the home page, and click the My button below;

Log in with Alipay account on my page, or log in with online merchant bank account;

After logging in to the online merchant bank, click the loan button at the top of the home page, and then check whether you have the right to use the online merchant loan;

If you have the right to use the online business loan, you can withdraw it according to the quota.

After Alipay is upgraded, you can open online merchant loans or online merchant banks, and the operation is very simple. Online business loan is a pure credit commercial loan for individuals in the Ali system. Unsecured and unsecured, the interest rate is much lower than that of similar products in the market. You can apply for an online merchant loan through the online merchant bank mobile app. The premise is that the applicant's sesame credit score needs to reach 600 or more before applying for a loan.