1, China Post Wallet is a loan product of China Post Consumer Finance Company. In fact, the loan interest rate of this consumer finance company is relatively stable, but the loan application of consumer finance companies will definitely check the credit information, so the customers who apply for loans must have a good credit information. If there is a bad record of overdue credit, it will have a great impact on the loan application. The more qualifications shown on the credit report, the more favorable it is to apply for a loan. If you often use the savings account of the Postal Savings Bank or have a lot of running water, it is also very helpful to apply for this loan.
2. In fact, the qualification requirements of China Post wallet are still relatively high. It is not recommended for white households or customers with poor qualifications to apply. Frequent credit customers had better reapply. They didn't call back when they applied. Loan products that are subject to system audit are all the quotas that arrive in seconds after submitting the materials, and basically arrive in seconds after signing the contract. This old mouth has nothing to say. The most important requirement is a good credit. There are indeed many cases in this mouth recently. As long as the credit information is not very bad, you can still try it.
3. If China Post's wallet loan application shows that there is a loan application waiting to be processed, it actually means that you have applied for the remaining loan products, and there are still many loan products under China Post's consumer finance. At present, China Post Revolving Loan is the main product promoted by China Post's consumer finance, and it is also the richest product. There are several loan categories in China Post's consumer finance. In addition to revolving loans, there are the following products. If there are products being applied for, you can't apply for the remaining products again.
The development of China Postal Bank is as follows.
1, China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of more than 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, and was restructured into a company limited by shares.
2.20 15 to 12, introducing domestic and foreign strategic investors 10. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12 was listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform-listing in A and H" was successfully completed.