Are payment and loan pronounced the same? What do you mean by payment? Payment: money for buying and selling goods. Lend money from country a to country b; Banks, credit cooperatives and other institutions lend money to departments or individuals who use money. Generally, the date of interest calculation and repayment is RMB 0 ~ 500,000 yuan from the bank.
What do you mean by payment? Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.
What do you mean by fast loan payment? The express bill says how much you should pay. You gave the money to the courier company (remember to ask him for a receipt or something). The courier company will give the money to the owner (shipper/courier).
What does it mean that settlement of payment enables commodity trading and settlement to proceed normally? China's settlement system stipulates that settlement must follow the following three principles: ① Pay equal attention to money and goods. That is, the seller must deliver the goods on time, and the buyer must pay according to the regulations, and must not default on the payment and refuse to pay the payment unreasonably. (2) safeguard the legitimate rights and interests of both parties. Both parties shall strictly fulfill the relevant provisions of the contract and implement the provisions of the settlement system. When organizing the settlement work, banks should proceed from the overall interests and must not take sides. (3) the bank does not advance. Banks provide settlement services for enterprises, and are only responsible for transferring money from the payer's account to the payee's account, and cannot prepay money. When an enterprise entrusts a bank to pay, it must have sufficient funds in the bank account; When you entrust a bank to collect money, you must wait until the money arrives.
What do you mean by futures payment? See what you want to know. "Opening positions for many times" refers to buying goods, rising prices, selling short positions for many times, opening positions, buying goods, falling prices and selling short positions.
What do you mean by collection? Collection refers to the paid service that the third party collects accounts receivable from the buyer on behalf of the seller, which has nothing to do with the transaction between the buyer and the seller. In the field of logistics, it usually refers to the value-added business that the third-party logistics provider (3PL) collects money from the consignee and transfers it to the consignor while handling and distributing the goods for the consignor under the time limit and commission rate agreed in the contract.
Collection means that after the logistics delivers the goods to you, you directly give the money to the logistics company, and they then give the money to the shipper. Which one is doing well? The situation varies from place to place.
What do you mean by advance payment, with an advance payment of more than 30 days? Advance payment refers to the money received by the customer in advance. There are two understandings that the advance payment exceeds 30 days: first, it is more than 30 days after the account is received; The other is to collect advance payment more than 30 days in advance. The first one is the most common in finance. The second type is the most common in business. Advance payment refers to the money paid to the supplier in advance.
What does logistics mean by paying for goods? Logistics payment can provide fast goods (commodities) by express delivery according to the requirements of the transaction agreement between the sender's customer (seller) and the recipient's customer (buyer), and collect payment from the recipient's customer on behalf of the sender's customer; At the same time, it can provide the service of returning payment next week and every other week. How to deal with the use As long as the courier customer has a monthly account, the goods sold are legally operated and legally produced products with quality assurance and good after-sales service. After signing the payment collection service agreement with the courier, you can enjoy the service in payment collection. How to settle the freight in payment collection can be paid by post, collected and transferred to a third party. The service fee in the collection shall be paid by the sender (the entrusting party) and cannot be transferred to a third party. Scope of goods to be sent: goods that meet the express delivery scope and receive 65,438+00,000 yuan (inclusive). Information to be provided: It is necessary to provide a receipt consistent with the goods, such as the original invoice or receipt of the goods. If the sender's customer and the recipient agree that payment voucher is not needed, the waybill will be used as the basis for payment.
What does it mean to pay by package? Packaged loans refer to special loans provided by export banks to exporters who have received qualified letters of credit for purchasing, producing and shipping goods under letters of credit in order to support exporters to fulfill contracts and deliver goods on time. Packaging loan is a kind of short-term financing before shipment, which enables exporters to purchase, prepare materials and process even if their own funds are insufficient, and carry out trade smoothly.
Second, what kind of loan? What are the requirements for the loan?
If you have a stable job and income and no bad overdue repayment record, you can apply for personal credit loans. Generally, you need an ID card, proof of work income and proof of residence (renting a house is also acceptable). The specific amount is calculated according to your monthly income, which is generally 4-8 times of your monthly income and not more than 10 times. The interest rate rises according to the benchmark interest rate stipulated by the bank. The general loan term is 6 months, 1 year, 2 years, 3 years, with a maximum of 4 years.
Beware of loan swindlers, don't trust those who have to pay any fees in advance, and don't trust those who tell you that you can borrow money by uploading some information online. At present, formal institutions only provide online loan applications, but they must be handled offline in person.
The answer comes from: Dai Xiaoming.
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Third, the purpose of loans to public banks is loans. Does it have a big impact? In a hurry?
I'm glad to answer your question. Corporate banking has an impact on corporate banking. First of all, the use of funds has changed, and the payee will enter the main business income as income instead of short-term loans. In the future, not only the principal part can't be repaid, but also the interest part can't be repaid. The payer can only treat this expenditure as accounts payable according to the bank receipt, and cannot treat it as other receivables or short-term investment subjects.