The main requirements for a personal loan of 500,000 yuan are as follows:
1. The Lender has a fixed residence in China, a permanent residence in the local town (or a valid residence certificate), and is a citizen of China with full capacity for civil conduct.
2. Lenders need to have a legal occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule.
3. The lender's unit must be approved by the borrower.
4. The lender has no illegal acts and bad credit records.
5. The existing assets of the lender shall reach more than 30% of the total capital demand.
6. Meet other requirements of personal loan banks.
I have been engaged in bank credit for many years. If I want to apply for 1-20W fund turnover by myself, which online platforms are more formal and it is easier to apply by myself? Generally speaking, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have my own car loan, and gave me a credit line of 9.5W, and recommended it to my colleagues for direct credit 18W.
If there is a demand for capital turnover, the degree is small and complete-there is money to spend, big brands are reliable, interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment!
Xiaoman-Money spent (second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. It is not enough to borrow money now. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is a financial service under 360 antivirus software, and music in installments is owned by Lexin. These two companies are both big companies.
360 IOUs for the maximum loan of 200,000 yuan!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement