Generally, banks support early repayment, and bank loans are directly repaid to banks, and the repayment bank card number will not be provided. If it is necessary to repay the loan in advance, it is best to communicate with the customer service of the loan bank in advance, submit a written application, and handle it after the loan bank approves it. You can also prepay in part. The interest of prepayment shall be calculated according to the interest of normal repayment under this contract. If prepayment requires mobile banking, it depends on whether the loan type supports online prepayment. (Apple 12, ios 14 Bank 7. 1.6 Agricultural Bank 6.6. 1)

Introduction to advance payment:

Early repayment is the part that the borrower pays more than the monthly principal and interest. The prepayment without fully paying off the mortgage loan is called partial prepayment. Through contractual arrangements, it is forbidden to repay in advance within the agreed time limit, which is called lock-up period. The lock-up period is 2- 10 years. After the lock-up period, the guarantee of prepayment usually adopts other methods, such as prepayment penalty or rate of return maintenance fee.

The classification of advance payment is as follows:

Prepayment includes full prepayment, partial prepayment with unchanged loan term and partial prepayment with shortened loan term. The loan bank can only accept the application for prepayment of personal loans from the second repayment month. Although prepayment can save interest expenses, there are four types of buyers who are not suitable for prepayment.

The specific types of bank loans are as follows:

1, depending on the repayment period:

Can be divided into short-term loans, medium-term loans and long-term loans;

2. According to different repayment methods:

Can be divided into demand loans, term loans and overdrafts;

3. According to the purpose or goal of the loan:

It can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans.

4. According to the loan guarantee conditions:

It can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.

5. According to the loan amount:

Can be divided into wholesale loans and retail loans;

6. According to the different ways of interest rate agreement:

Can be divided into fixed-rate loans and floating-rate loans, and so on.