Good-term loan is a small loan product under Zhaolian Finance, which provides convenient and flexible loan services. Compared with traditional bank loans, the application process of good-term loans is simple and the approval speed is fast, which is loved by consumers. So, is the amount of good loans high? What are the application conditions? Let's answer them one by one through the evaluation of this online loan platform!

First, the scope of good lending banks

Compared with traditional financial institutions, the scope of good-term loans is relatively high. The maximum amount of a single loan is 200,000 yuan, and the service period is divided into 3-36 months. At the same time, good loans support multi-stage and multi-stage lending, and users can decide whether they need one-time lending according to their own needs. In addition, the loan interest rate of good-term loans is relatively low, which is a good choice for users who urgently need financial support. According to the feedback from users in the next paragraph, taking the application for 7000 in1February as an example, the monthly repayment amount is about 700.42, and the specific recorded interest rate needs to be determined according to the comprehensive qualification of the borrower.

Second, the application conditions for good loans

As a small loan product, the application conditions for good-term loans are relatively simple and do not require a high credit rating. To apply for a good term loan, you need to meet the following conditions:

Age requirements: 18 or above, China citizens over 60 years old;

Occupation requirements: having a legal and stable source of income and repayment ability;

Credit rating requirements: no bad credit record, good credit, big data.

In addition, a loan with a good term also requires the applicant to be a bank depositor and have a certain loan record. This is also to ensure the repayment period and security of the loan. Friends who meet the above conditions can download Zhaolian Financial APP on their mobile phones, register their login accounts, and then click Apply Now on Zhaolian Financial Home page to enter complete information. After obtaining the approved quota, you can apply for a loan within the withdrawal quota.

To sum up, the amount of good-term loans is relatively high, and the application is very convenient. It is a good choice for users such as short-term capital turnover and emergency support. However, as a loan product, it still needs to be used cautiously, and the loan purpose and repayment plan should be planned reasonably to avoid financial burden and bad credit record.