Huzhou Bank is a local city commercial bank. Because of its good service attitude, many credit products and low threshold, it is well received by banks. Today, I will introduce a self-service credit loan product owned by a bank to see what application conditions need to be met.

I lily small self-service revolving loan

To apply for this product, you need a Lily card from Huzhou Bank. Eligible users can apply for a loan from the bank and apply for this small loan. They can go directly to bank outlets or online to handle the loan lending, use and repayment process.

Product features: one-time credit, recycling, borrowing and returning, very flexible and convenient.

Two, lily small self-help revolving loan application conditions

1, processing object.

You must be a local citizen within the service scope of Huzhou Bank, and have a fixed residence in the local area, and have a fixed residence (or valid residence certificate) before you can apply. Self-employed persons, residents (except civil servants), small business owners and farmers who meet the bank application conditions, 18-65 years old or above, have full capacity for civil conduct.

2. Application conditions.

The applicant meets the microfinance target specified above.

The applicant has a stable job and income, and the repayment ability is strong enough to repay the principal and interest.

Applicants can provide valid identification, and married people need to prepare a marriage certificate.

The applicant has a reasonable loan purpose, and the funds can only be used for the normal production, operation and consumption of the borrower.

The applicant has no record of malicious overdraft (arrears) and has good personal conduct. According to the personal credit evaluation standard of Huzhou Bank, the credit rating has reached Grade A or above.

If you need to meet other conditions stipulated by the bank, you can consult the bank for details.