6 consecutive months.

Interim Provisions on the Management of Housing Provident Fund Loans in Shenzhen

Article 10 Employees who purchase affordable housing and commercial housing (residential) and apply for provident fund loans must meet the following conditions:

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(1) The applicant and the same applicant who participate in the calculation of the provident fund loan limit have paid and deposited the housing provident fund in this city on time and in full for 6 consecutive months before the month of application, and it was normal at the time of application Payment status;

(2) The applicant, *** and the applicant have not incurred provident fund loans in this city or have paid off the provident fund loans; if the applicant’s parents are *** and the applicant, Both parents should have not incurred provident fund loans in this city or have paid off provident fund loans;

(3) The applicant and the same applicant who participated in the calculation of the provident fund loan limit have repaid the principal and interest of the loan. ability and good credit status;

(4) The applicant has paid the down payment for the house purchase as required;

(5) The applicant agrees to provide a guarantee that meets the requirements of these regulations;

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(6) The loan application complies with the national, provincial and municipal real estate market management policy requirements;

(7) Meets other conditions stipulated by the Provident Fund Management Committee.

When an employee applies for a provident fund loan, the number of properties is calculated based on the number of properties owned by the applicant and the applicant's respective families; family members include husband and wife and minor children.

The credit status standards specified in the first paragraph of this article shall be separately formulated by the Provident Fund Center.