1, mortgage loan to buy a house, after the owner receives the down payment, the bank will ask the buyer and the seller to go to the bank to sign the loan contract, and the buyer and the seller will sign the loan contract.
2. Wait for the approval of the bank after the face-to-face signing. After the approval, the bank will issue a loan approval letter.
3. The loan contract and loan approval letter are the vouchers given by the bank, so they must be properly kept.
Extended data
Information to be provided:
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse do not belong to the same household registration, a marriage certificate is required);
2. The commercial housing sales contract signed by the purchaser and the company;
3. The original and photocopy of the receipt for advance payment of 30% or more of the house price is 65,438+0;
4. Proof of income of the purchaser (provided by the bank and placed in the sales office);
5. If the borrower is a legal person, it shall carry a valid business license of enterprise legal person or business license of enterprise legal person, identity certificate of legal representative, financial statements and loan card. If it is a joint-stock enterprise, it is also necessary to provide the company's technical articles of association and the certificate that the board of directors agrees to mortgage;
6. The developer's collection account number is 1 copy.