Now you can enter the house around 7000-9000, and the down payment for Hebei hukou is 30%. If you are not registered in Hebei, you need the full amount, but the general developer will help you find a way, that is, spend more money!
2. What is the interest rate of the first home loan in Yanjiao?
Loan interest rate:
Annual interest rate of the project (%)
I. Short-term loans
Within one year (including one year) 4.35
Second, medium and long-term loans
One to five years (including five years) 4.75
More than five years 4.90
III. Annual interest rate of provident fund loans%
Less than five years (including five years) 2.75
More than five years 3.25
According to the regulations of the People's Bank of China, the loan interest rates of various banks can float freely at present, so the loan interest rates of various loans of various banks will be different, and the interest required for loans will be more or less.
Third, the down payment ratio of Yanjiao house purchase, 50% or 30% or 20%?
The down payment ratio of the first home mortgage is 20%-30%, the down payment ratio of the second home mortgage is 50%-70%, and the execution interest rate is 1. 1 times of the benchmark interest rate. The down payment ratio will be different in different regions. The number of mortgage sets, actual mortgage interest rate, mortgage ratio and mortgage period of the first-hand house shall be subject to the approval of the bank; (Under normal circumstances: for the first home loan, the down payment for ordinary housing is not less than 30%.
4. What is the interest rate of the first home loan in Yanjiao?
Loan interest rate:
Annual interest rate of the project (%)
I. Short-term loans
At the rate of 5 pounds a year
Second, medium and long-term loans
One to five years (including five years) 4.75
five
III. Annual interest rate of provident fund loans%
Less than five years (including five years) 2.75
More than five years 3.25
According to the people's loan interest rate, it can float freely, and the loan interest rate of each loan will be different.