take for example
For example, small unsecured loans.
Application conditions:
1, aged 22-60, with China nationality (excluding Hong Kong, Macao and Taiwan residents).
2. The monthly income of punching cards is not less than 2,000 yuan, and he works and lives locally.
3. At present, the company has officially registered employees who have worked for 6 months.
4. Monthly income of general loans 10- 15 times.
5. White households must pay more than 3,000 yuan (social security and provident fund must be the same) or enterprises, institutions and civil servants have no social security and provident fund.
Preparation materials:
1, ID card (second generation)
2. Work permit, work permit, social security card and provident fund card.
3. Personal flow in the past six months (/kloc-valid within 0/0 days)
4. Address certificate (such as lease contract)+1 month invoice for water, electricity, gas and fees, such as the address certificate issued by the unit or the village committee.
With proof of address, you don't need an invoice.
5. House book or purchase contract
6. Proof of income
7. Credit report (the customer is not required to provide it at present, and the product department will take the customer to type it later. Depending on the bank, the maximum charge may be 1.