Amazon judges the qualification according to the seller's sales performance, and the seller who passes the audit can get the loan within 5 working days. Amazon provides merchants with a loan amount of up to $800,000, and the loan interest rate ranges from 1% to 13%. Sellers can get more inventory through loans, thus increasing sales.

Amazon's store financing loan has a very mature store financing channel in Europe and America, and has a very mature solution to the problem of store authorization and capital security that sellers are worried about, which has been verified by the market many times.