There are two specific situations. If you borrow the new and return the old, the procedure is the same as when you apply for a loan. According to the loan application, the specific process of providing relevant certification materials is the same.

If it is an extension, you only need to write a loan extension application, and the process is not complicated, just like a loan.

Your son has an independent physical store and a business license. He can get a loan from the credit union, and the conditions are met.