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Aren't provident fund and social security units that can be loaned? What are the conditions for housing provident fund loans?
What are the conditions for housing provident fund loans? Aren't provident fund and social security units that can be loaned?

Can't provident fund and social security pay loans in one unit?

Whether the provident fund and social security are not paid by the same company depends on the specific situation. In order to prevent property buyers from obtaining housing provident fund loans by deception, if it is verified that the borrower's provident fund and social security are not paid by the same company, the borrower must explain the reasons why the social security and housing provident fund are not paid by the same company, and the provident fund management center will make a judgment according to the specific situation after verification.

Provident fund loan conditions:

1 Lender 18 years old or above, with full capacity for civil conduct;

2. The lender has a valid account or residence permit at the place where it is located;

Before applying for provident fund loans, the housing provident fund has been paid normally for six consecutive months;

4. The lender has procedures and contracts for house purchase, lease and decoration;

5 the down payment of the house should exceed 30% or 20% of the total purchase price;

Lenders have good personal credit information, stable income and the ability to repay on time.

Provident fund and social security are best paid by the same company. If the freelancer ID card is paid by another company, try to pay by the same company. Otherwise, the pass rate will be greatly reduced when applying for provident fund loans in the future.