1. Attract customers under the banner of "zero down payment" and "zero interest", but charge various service fees and handling fees afterwards.

2. Bundle consumption, forcing customers to buy insurance, licensing and decoration in the store, and then charge a large handling fee.

3. The customer gave a lot of verbal promises when he bought a car with a loan, but there was no clear agreement in the contract terms, and even unreasonable terms were set in terms of interest, monthly payment and repayment period.

4. When the car can be picked up after the loan is completed, the car dealer is overdue, and the customer must pay a certain amount of fare on the original car to pick up the car.

5. Sign a financing lease contract with the customer without the customer's knowledge, instead of a loan contract, so it is actually not a loan relationship, but a lease relationship, and there is no clear agreement in the contract to transfer the ownership of the car when it expires, but the customer needs to pay again.

6. Deceive the customer to sign a blank contract first, and then wait for the customer to complete the car loan, only to find that the loan amount in the credit contract is different from the previous commitment.

7. Some car dealers obviously don't have credit qualifications, but don't tell their customers, and then take customers to dealers with credit qualifications to go through the formalities of loan car purchase and earn the difference.

8. The car was mortgaged by the dealer for the second time, which led to fraudulent loans.

9. When signing the contract, the deposit was agreed, which caused the customer who returned the car later not to get the money back (the deposit can only be refunded).