Because the existing third-party payment in China is approved by the state and cooperates with major institutions.

Harm of third-party payment in gas station;

1. Risk of improper contact. This kind of risk is mainly due to the risk that when the gas station cooperates with a third-party payment institution, it will be unable to repay the loan on time or operate illegally, resulting in the loss of funds of the gas station. Combined with the current situation of cooperation between gas stations and third parties, the settlement period of most cooperative funds is T+ 1.

2. The risk of internal control confusion. This risk is mainly due to the fact that the system and internal control of the gas station for the third-party payment cooperation business are not in place, which makes the related cooperation business unable to form the risk of multi-restriction.

3. Network security risks. This kind of risk is inevitable for all kinds of services based on Internet information, mainly because of problems in computer software and hardware systems, security technology, network operation and so on, which leads to the unreliability of third-party payment systems and data loss. With the development of third-party payment platform business, all data need network support. Therefore, the security of the system is an important risk faced by the third-party payment of gas stations.