Types of deposit wealth management products: interest-bearing savings methods: interest-bearing savings are often heard in credit cards or loans, but rarely heard in investment. In fact, it is a saving method that organically combines deposit and interest-bearing savings.

Step-by-step savings method: this method can obtain high interest, but it will not affect the flexible use of funds. If you have 50 thousand yuan, according to your money plan, you can divide it into five parts and keep it for different periods, such as one month, three months, six months and one year.

Monthly savings method (also known as twelve certificates of deposit method): This method can not only better gather funds, but also maximize the flexibility of savings, even if money is urgently needed, there will be no big interest loss.