For online loans, it is recommended to choose bank credit loans first, such as micro-credit loans from Weizhong Bank. The key is to be able to lend money quickly without waiting, and many people have applied. There are still many people who want to know whether there are bank loans similar to microfinance, and there must be. You can look at several low-interest fast loans counted in this paper.

Bank loan stock similar to microfinance

1, financing e-loan: ICBC credit loan, with a maximum amount of 300,000 yuan. The annual interest rate may fluctuate within this range due to different qualifications of some users, so it can be handled directly online without mortgage guarantee. After the approval of ICBC credit card is successful, the funds will be transferred to the designated savings card in real time. Without ICBC card, it will take 1 day at the earliest, with an average of 2-3 working days.

2. Lightning loan: the credit loan of China Merchants Bank, generally the maximum credit line does not exceed 200,000 yuan, and the discount rate after using the coupon is not lower than the annualized interest rate. The specific interest rate is subject to the page display and can only be handled through mobile banking. Generally, the loan will be released as soon as it is automatically approved within 15 minutes at the earliest. If the loan is not released after 15 minutes, it may be reviewed by telephone.

3. Online loan: the credit loan of Agricultural Bank of China has an online limit of 200,000, and the annual interest rate is as low as different regions and people. Borrowers can log on to the online channel designated by the Agricultural Bank of China to apply for banks, and can complete the application, approval and lending within a few minutes.

4. New loan: unsecured credit loan of Ping An Bank with a line of 300,000-500,000, which can be used for daily consumption and operation. The annual interest rate is between 1 ~ 3 working days after the application is submitted, and the loan will be released within 3 working days after the approval.

The above is the introduction of "Is there a bank loan similar to micro-loan". Finally, I would like to remind you that the requirements for bank credit loans are still relatively high. In addition to stable repayment ability and good credit, it is recommended to make more contributions to the bank before the loan, such as choosing a payroll card issuer or a deposit bank. You can also develop a good credit record by using credit cards, which is helpful to improve the loan pass rate.