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What are the loans that don't check credit information?
1. What are the loans that don't check credit information?

Loans that fail to receive credit information include: fast loan, atomic loan, 100 million prepaid, cash white card, finger loan, Cao Cao loan, credit wallet, cash bus, small flower wallet, sweet orange loan and speed wallet. Note that if you don't go to the credit information system now, it is possible to connect with the credit information system in the future, so borrowers need to repay on time and maintain their good credit. Extended data:

Credit investigation is a Chinese vocabulary, and its pinyin is zhēngxìn, which means to collect, sort out, save and process the credit information of natural persons, legal persons and other organizations according to law, provide credit reports, credit evaluation, credit information consultation and other services, help customers judge and control credit risks, and carry out credit management activities. From Zuo Zhuan? "Eight years in Zhao Gong", "A gentleman's words are true, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit. Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit reporting agencies to enjoy credit reporting. 2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved. 1. According to the business model, it can be divided into two types: corporate credit reporting and personal credit reporting. Enterprise credit investigation is mainly an institution that collects enterprise credit information and produces enterprise credit products; Personal credit investigation is mainly an organization that collects personal credit information and produces personal credit products. In some countries, these two types of businesses are completed by one institution, and in some countries, they are completed by two or more institutions respectively, or in a country, there are both institutions engaged in personal credit investigation and institutions engaged in both personal and corporate credit investigation business types, which are generally not restricted and are decided by the credit investigation institutions independently according to the actual situation. There are three main business models of credit reporting agencies in the United States: (1) capital market credit rating agencies, whose evaluation targets are stocks, bonds and large-scale infrastructure projects; (2) Commercial market evaluation agencies, also known as enterprise credit service companies, are oriented to all kinds of large, medium and small enterprises; (3) Individual consumer market assessment agencies, whose credit reference object is individual consumers. 2. According to the clients, it can be divided into credit information, business information, employment information and other credit information. The main service object of credit information is financial institutions, which provides support for credit decision-making; Commercial credit information mainly serves wholesalers or retailers and provides support for credit sales decision-making; The main service object of employment credit information is the employer, which provides support for the employment decision of the employer; In addition, there are other credit activities, such as market research, creditor's rights processing, movable property and real estate evaluation. Credit information services for different customers are completed by one institution or in independent enterprises around the upstream and downstream of credit information institutions, and are equipped with databases. 3. According to the scope of credit information, it can be divided into regional credit information, domestic credit information and transnational credit information. The scale of regional credit investigation is generally small, and it only provides credit investigation services in specific regions. This model generally exists in countries where the credit information industry has just started. After the development of the credit information industry to a certain stage, most of them tend to merge or subdivide, and the real regional credit information gradually disappears; At present, domestic credit investigation is one of the most formal institutions in the world, especially in countries that have set up credit investigation institutions in recent years. In recent years, transnational credit surveys have risen rapidly. There are two main reasons for the rapid development of this kind of credit investigation: the internal reason is that some old credit investigation agencies in western countries have infiltrated other countries in various forms (such as setting up subsidiaries, cooperation, equity participation, providing technical support, setting up offices, etc.). ) in order to expand their business; The external reasons are mainly the acceleration of world economic integration, the mutual penetration and integration of national economies, the increasing number of transnational economic entities, and the increasing demand for transnational credit information services. In order to adapt to this development trend, there will inevitably be more and more cross-border credit information. However, due to the different political systems, legal systems and cultural backgrounds of different countries, the development of cross-border credit investigation is also restricted to some extent.

Second, which bank does not check the credit information for mortgage?

Agricultural Bank, Bank of Communications, Bank of China and China CITIC Bank can all apply for real estate mortgage loans. However, only houses with large property rights can handle loan business in banks, and mortgage loans in banks need to show the original real estate license, loan application form, personal credit report, bank running water and other materials.

3. What are the loans that don't check credit information?

Almost impossible. Loans from banks and formal institutions are based on credit information. Or you can apply for a mortgage. If the borrower has relatively strong assets and fixed qualifications such as shops, real estate and automobile production, it will be easier to apply for bank loans. Everyone can give priority to mortgage loans. In the case of collateral, the credit requirements of lending institutions for borrowers will be greatly reduced, which will not only improve the success rate of applying for loans, but also obtain a higher credit line.

Fourth, don't look at credit loans.

There are loans in Chengdu that don't look at credit information.

But it also depends on your personal conditions.

Generally, the interest is very high.

Match according to your own situation.