The starting point of farmers' loans is 3,000 yuan, and the maximum loan amount can reach100,000 yuan. If the loan bank can provide guarantee (such as pledge), there is no upper limit on the loan amount.

Basic conditions and handling channels for applying for farmers' loans

1, the age is above 18 (inclusive), and the sum of age and loan term when applying for a loan shall not exceed 65 years (inclusive) at the longest. Have a fixed residence or business premises in the countryside, be in good health, have full capacity for civil conduct and work, and hold valid identity documents.

2. According to the Administrative Measures of Agricultural Bank of China on Credit Rating of Personal Loans for Agriculture, Countryside and Farmers, the credit rating of customers is average or above.

3 stable sources of income, with the ability to repay the principal and interest on schedule.

4. The production and operation activities are legal and compliant, in line with the national industrial, industrial and environmental policies, and the loan is used legally.

5. Good conduct, no overdue loans when applying for loans (except for overdue loans caused by major natural disasters or policy reasons determined by the Head Office or tier-one branches).

6. Other conditions stipulated by the lender. All outlets under the jurisdiction of Jiangsu Agricultural Bank can accept farmers' loan applications. For details, please call ABC Customer Service Hotline 95599.