1. When you go to the local company counter of Sunshine Insurance to handle the manual surrender, you only need to bring your ID card, insurance policy and bank account, fill out the surrender application form, and consult the specific information required for surrender.

2. Prepare surrender information according to the requirements of the insurance company. Generally, it is necessary to prepare an application for termination of the insurance contract (which can be downloaded from the insurance company official website or filled in at the offline service outlets of Sunshine Insurance Company), an insurance policy, an applicant's ID card and a premium payment voucher.

3. Bring the surrender information to the counter of the insurance company to apply for surrender.

4. After the data is approved, the applicant is required to sign an application for canceling the insurance contract, and the insurance company will generally surrender the insurance, and the surrender money will be returned to the bank account designated by the applicant within the agreed time.