Individuals directly submit personal ID information and audit materials on their mobile phones, and follow the instructions on the mobile phone page. As long as you meet the application qualification, you can operate directly on the mobile banking client of China Merchants Bank.

China Merchants Bank lightning loan application requirements:

1, 18 or above, with full capacity for civil conduct.

2, have a stable job, the average monthly income of not less than 4000 yuan.

3. I have handled deposits and wealth management in China Merchants Bank before, and signed contracts for corporate business.

4. Good credit and no overdue credit record.

Extended data:

The loan amount and interest of China Merchants Bank's lightning loan;

1, the amount is between 1000 and 500,000. If individuals pay wages, the amount is less than 300,000, which is relatively high. There are two loan terms: 1 year and 2 years. The amount of the business owner is less than 200,000 yuan, and the loan period is divided into three types: 1 month, 2 months and 1 year.

2. The current loan interest rate of China Merchants Bank's lightning loan is between 4.2 and 4.8 per day, and the annual interest rate is about 15. 12%. China Merchants Bank's lightning loan is a bank loan with low threshold and flexible repayment. Because the interest rate of lightning loan is not so favorable, we should decide according to our own situation and not increase the repayment pressure.

China Economic Net-China Merchants Bank lightning loan three-step operation 60 seconds to the account.

China Economic Net-Is the clarion call for China Merchants Bank to launch "lightning loan" online loan about to blow?