The bank loan fee is actually the interest rate of the loan, and the car loan is called the fee. Different banks and auto financing companies have different charging standards. If the discount is not counted, for example, ABC's three-year discount is around 10%, CCB 12%, China Merchants Bank 14.5%, and finance companies may reach 18%. For example, the three-year service fee rate 10%, that is, the loan 10000, you have to pay back 1 10000.