With the continuous development and change of economy, Hangzhou has developed very well now, and the economic situation of the city is among the best, so many people will choose to buy a house here. So, what are the housing loan policies in Hangzhou? What are the precautions for housing loans in Hangzhou? The following small series will take you to understand. \r\n\r\n \ r \ n \ r \ What are the housing loan policies in Hangzhou \ r \ n \ r \ nHangzhou housing loan policies: 1. For families who already own a house in Hangzhou, but the loan is not settled, if they want to buy a second suite, 2. For families who already own a house in Hangzhou and whose loans have been settled, the down payment for buyers who use provident fund loans again cannot be less than 30%. \ r \ n \ r \ n \ r \ n \ r \ Notes on Housing Loan in Hangzhou \ r \ n \ r \ n 1. Evaluate yourself correctly \ r \ n \ r \ n \ r \ Evaluate yourself. \r\n\r\n\r\n\r\n2。 Choose a good personal housing loan type \ r \ n \ r \ When applying for a housing loan, you must choose a loan that suits you. At present, there are three main types of loans: individual housing provident fund loans, individual housing portfolio loans and individual housing commercial loans. The interest rate of provident fund loans is relatively low for me, followed by portfolio loans, and the interest rate of commercial loans is the highest. \r\n\r\n\r\n3. Try to repay individual housing loans flexibly \ r \ n \ r \ n \ r \ Many people want to borrow more because they have no idea about their future income, and the loan period is long. After a few years, with the increase of income, my ability to repay loans has been enhanced, and the loan interest has also increased. Therefore, it is best to pay off the loan in advance. \ r \ n \ r \ n \ r \ n \ r \ Abstract: The above are the housing loan policies in Hangzhou and the matters needing attention. I hope it helps you. For more information, please keep an eye on Qijia. com。

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