At present, there are many risks in the security of online lending platforms, so it is generally not recommended to borrow money on online lending platforms.
It is recommended to borrow money through formal channels to avoid being cheated because the interest cannot be recovered.
Moreover, there is no handling fee for bank loans, and customers will not be required to pay a deposit first. I hope customers will carefully screen and beware of fraud.
Agricultural Bank of China will have different loan policies for different loan purposes. Please consult your local Agricultural Bank for details.
At present, the goal of Agricultural Bank of China is small consumer loans, including on-the-job loans and online loans.
Online loan refers to a small consumer loan granted by China Agricultural Bank to individual customers of China Agricultural Bank who meet certain conditions, with independent application, quick receipt and independent credit.
"Pay-as-you-go loan" is a RMB loan issued by Agricultural Bank of China to individual customers with good credit status, with personal stable wage income as repayment guarantee to meet consumer demand. Paid loans shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.
Online lending can be applied through handheld banking and personal online banking. If it meets the requirements, you can apply online and approve it in real time. Very convenient and quick.
Application steps: Log in to Pocket Bank, click ABC Express E Loan, and the system will automatically review whether it meets the requirements. Fill in the information after passing.
Netjet loan target:
(1) Customers with outstanding personal housing loans (hereinafter referred to as "mortgage customers").
(two) customers who pay housing provident fund on time (hereinafter referred to as "provident fund customers").
(3) Customers who pay social insurance on time (hereinafter referred to as "social insurance customers").
(4) Payroll paying customers of the Bank (hereinafter referred to as "Payroll Paying Customers").
(5) Other customers who meet our requirements and hold our debit cards (hereinafter referred to as "debit card customers").
If you need to overdraw cash urgently, it is recommended to try to apply for a credit card of Agricultural Bank of China. At least 18 years old, with good credit record and legal, sufficient and stable income or assets, you can try to apply.
The necessary application materials include identity documents and proof of income. If more proof of repayment ability can be provided, it will help to apply for a higher amount.
Application method:
You can bring relevant materials to the Agricultural Bank outlets to apply. The approval time is about 30 days.
If you are a handheld bank or personal online banking customer of ABC, you can apply through online banking and handheld banking. The approval time is about 7 working days.
Click Personal Service-China Agricultural Bank official website Credit Card-I want to apply for a card online. This kind of application needs face-to-face signing, and the approval time after face-to-face signing is about 30 days.