Now many platforms have established online lending platforms. Ping An Consumer Finance is a personal consumption cycle credit loan product suitable for young users-Ping An Xiaojuhua. Many people want to know what Ping An Xiao Ju Hua is like. Today, we will briefly introduce it. Users with financial needs can take a look.
First of all, introduce the safe orange blossom.
The main feature is a pure credit loan that is suitable for individual users, the amount of which can be recycled and unsecured.
The daily interest rate of the loan is as low as 14%-24%, which is a small credit loan with moderate interest.
The application threshold is low and pure online. You can apply for a loan quickly without leaving home. Users aged 22 to 45 can apply, with a maximum amount of 200,000, which can meet the needs of most users.
Easy to use, you can bind WeChat or Alipay scan code to pay.
Little Orange Card has the interest-free consumption quota benefits of 500 yuan every month, and cooperative merchants can enjoy exclusive preferential rates in stages.
Once credit, recycling within 5 years, very flexible and convenient to use.
It can be repaid in 24 installments at the longest, and it can be repaid in advance at least 3 months.
Second, how about Ping An Little Orange Blossom?
Major internet giants have entered the consumer finance market. Common platforms include Alipay, Tencent, 360 Finance and Wanda. Compared with private licensed lending institutions, the consumer finance platform is approved by the China Banking Regulatory Commission, which is directly supervised and more secure.
This product is the most popular micro-credit loan at present, similar to borrowing by ants. By accumulating personal reputation, you can borrow it and return it, which is more suitable for young people.
Is Ping An Orange Blossom a formal loan?
Little orange blossom is a loan product in Ping An consumer finance. The company belongs to Ping An, China, and the financial ecological scenes such as insurance, banking and investment should not be underestimated. Therefore, from the perspective of brand endorsement, small orange blossom is a more reliable mouth.
Is it easy to get a loan from Ping An Xiaojuhua?
According to the data, the application conditions of Ping An Little Orange Flower are relatively simple. 22-45 years old, college degree or above (optional), stable job and income, not sensitive to students and military police, you can apply with your ID card.
However, it should be noted that Ping An Xiaojuhua, as a licensed financial institution product, pays more attention to the applicant's personal credit information. For example, it is overdue for three consecutive years in two years and nearly three months, and there are too many hard inquiry records such as loan approval, credit card approval and guarantee qualification examination, which will not be easy.
In addition, the interest rate is as low as 0.039%, with the 3.9 yuan interest rate of 65438+100000 yuan and the annualized interest rate of 14% ~ 24%. Everyone has different credit conditions and different interest rates. The better the credit conditions, the lower the interest rate. Of course, if the qualifications are not good, the interest rate will be slightly higher.
Pingxiaoan orange blossom quota inquiry entrance
Can Ping An Orange Card be bought directly from Taobao?
You can't.
Ping An Orange Card is a credit card, which can only be handled at Ping An Bank, but Taobao can't buy it.
Ping An Orange Card is a second-class bank account debit card jointly issued by Ping An Consumer Finance Co., Ltd. and Shanghai Bank.