1, with a comprehensive score of over 90: generally, a loan of 600,000 RMB can be obtained;
2. Comprehensive score of 80 to 89 points: generally, a loan credit line of 6,543,800+million can be obtained;
3. The score is between 70 and 79: generally, you can borrow 50,000 RMB;
4. The score is between 60 and 69 points: generally, the loan amount can be 65,438 yuan+0,000 yuan;
5. The score is between 50 and 59: generally, you can only get a quota of 5,000 RMB;
Below 6.49: Generally, you can only get a quota of 3,000 RMB.
The above is where the credit rating depends on the relevant content.
How to deal with overdue credit information can be eliminated?
1. Settle the loan immediately and clear the expected credit record according to time: if the user keeps a good credit record after settling the loan, the credit can be cleared after five years;
2. loans overdue time is short, and the amount is small: if the user's loans overdue is only one or two days, and the amount is small, according to the requirements of the bank itself, it is very likely that it is not loans overdue, and the user can negotiate with the bank not to report the credit;
3. No charge can be deducted for the update of the banking system: if the user repays the loan on the repayment date, the banking system can't deduct the charge because of the update, and the account will arrive the next day. At this point, the user can negotiate with the bank to eliminate bad credit information;
4. Bank error or theft of credit card information: When an individual is found to have died due to bank error or theft of credit card information, he can file an objection application with the bank and submit relevant original materials.
How long can overdue credit information return to normal?
After the loan is settled, it can return to normal after 5 years. If the loans overdue record reappears within five years, it is necessary to recalculate the time to repair the credit information. If you want to borrow money from the bank again, you need to look at the serious consequences in loans overdue. In the banking industry, there is a distinguishing standard, that is, fatigue for six consecutive years. That is to say, in the past five years (three years in some banks), there has been no situation in loans overdue for more than six times or in loans overdue for more than three months, so there is no big impact. When the original overdue loan is paid off, you can apply for a loan again. However, in the case of the above six consecutive three years, the record will be cleared after five years before applying for a loan. This article mainly writes that the credit rating depends on where the relevant knowledge points are, and the content is for reference only.