You can try to apply for a personal mortgage loan through the personal loan department of the local China Merchants Bank. Generally, your own unsecured property is used as collateral. You can apply for loans according to the purpose, such as car loans, consumer loans, business loans and so on. The requirements, application materials and handling procedures of each loan type are different. Please call the customer service hotline 95555 or contact the personal loan department of the outlet to find out. Whether your situation can be handled, it is recommended to bring relevant application materials to the personal loan department of the local China Merchants Bank outlet for verification.