First of all, the biggest difference is that it is illegal to mortgage fake gold, while it is legal to mortgage cars.

Secondly, mortgaging fake gold, which is not protected by law, may leave you with nothing; As for the mortgage car, you can get the payment after mortgage. When you don't pay the mortgage, your car will be taken away by the creditor.

Finally, the mortgaged fake gold has no monetary value and use value, and the price will fluctuate with the change of the market, while the value of the vehicle will almost be stable for a period of time, with little fluctuation!