Yes Jike's money is a small loan. Jike's consumer finance platform, Coin 'an and Small Loan, provides goods staging and cash staging services. Flexible adjustment, quick review and next payment, so the next payment is true. Loan means that banks, credit cooperatives and other institutions lend funds to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.