Because of the epidemic, I can't work and have no income. I pay back about 5000 yuan per month 1. I hope CITIC Bank can suspend the repayment period of housing loans or reduce the mortgage for half a month.
According to the bank regulations, delaying the repayment of the mortgage on 1 day will affect the credit record. Please repay the mortgage on time after delaying the lawsuit for 3 months.
I hope to contact the local government and the bank to negotiate to postpone the payment time.
In the Jingyuan Sub-branch of ICBC where Mr. Zhang applied for a housing loan, a staff member of the bank's credit department said that if Mr. Zhang could not repay on time due to the epidemic, he could postpone the repayment time.
After the epidemic control, Mr. Zhang Can submitted the loan extension procedure on the written application certificate of the bank.
In the face of public doubts and concerns, five ministries and commissions, namely the People's Bank of China, the Ministry of Finance, the China Banking Regulatory Commission, the China Securities Regulatory Commission and the Foreign Exchange Bureau, jointly issued the Notice on Further Strengthening Financial Support for the Prevention and Control Work in novel coronavirus, emphasizing the improvement of the situation affected by the epidemic. Financial services in people's livelihood.
For those who are hospitalized or isolated due to new pneumonia, it is necessary to isolate observers and staff involved in epidemic prevention and control, as well as those who fail to repay in time due to the epidemic. If the contact person determines that there is no overdue record for the relevant overdue loan, it will make adjustment.
3 Bank response: Determine the problem according to the situation and region.
"Can you tell us your specific situation? After registration, we will give feedback to the loan center on how they will handle your application. " ICBC customer service department said.
February, 2020 10, Bao called a provincial call center 12363. The repayment date of G Bank's credit card is February 5th. Due to the epidemic, he temporarily lost his source of income and could not repay on time.
Bao has called the customer service phone of G Bank on February 5 to apply for deferred repayment, but the credit card bill shows that it is still being deducted.
Because he was temporarily unable to go out during the epidemic, Bao called 12363 to apply for an extension of monthly repayment.
As the G bank system does not support the function of delaying repayment of credit cards for the time being, it can provide loan restructuring business for customers isolated due to the epidemic, and carry out restructuring according to the relevant provisions of the documents of the head office of G bank.
However, the lender must actively apply for handling, and whether it can finally postpone the repayment of debts depends on the bank's audit results.