First, the role orientation is different
The borrower is the party that borrows money from the lender, and they need to provide loans to the lender to meet their own capital needs. Lenders are the parties that provide loans to borrowers, and they need to provide loans to borrowers to meet their capital needs.
Second, the sources of funds are different.
The borrower's capital source is mainly loans provided by banks, financial institutions, trust companies and other financial institutions, and the lender's capital source is mainly funds invested by investors.
Third, loans are used for different purposes.
The borrower's loan is mainly used for investment, asset purchase and house purchase, while the lender's loan is mainly used for investment, investment and investment.
Fourth, the repayment methods are different.
The borrower's repayment methods are mainly monthly repayment, monthly interest payment, quarterly interest payment and annual interest payment, while the lender's repayment methods are mainly monthly repayment, quarterly interest payment, annual interest payment and scheduled interest payment.
Verb (abbreviation for verb) has different risks.
The borrower's risk is mainly the default risk, that is, the borrower can't repay the loan on time, while the lender's risk is mainly the investment risk, that is, the lender can't get the expected investment income.
These are the differences between borrowers and lenders. Both borrowers and lenders are indispensable roles in the financial market, and their relationship is interdependent. Only when their relationship is effectively managed can the financial market develop effectively. Therefore, the difference between borrowers and borrowers is very important and should be taken seriously.