Lightning loans overdue, collection at the meeting. The following is a detailed explanation:

1. What is lightning borrowing?

Lightning loan is a fast and convenient way to borrow money. Usually, the online lending platform will review and lend money to borrowers in a short time.

2. What are the reasons for the overdue credit information at the meeting?

Overdue repayment will lead to the borrower's bad credit record and affect its credit report. The credit reporting agency will record the borrower's overdue status and include it in the personal credit report, which may adversely affect the borrower's future credit loan and credit card application.

3. Why does lightning borrowing easily lead to overdue?

Lightning loan usually has the characteristics of high interest rate and short term, and some borrowers may not be able to repay on time. In addition, lightning loans often do not need to provide too many documents and materials, and the review time is short, which may lead borrowers to borrow funds without fully evaluating their repayment ability.

4. What impact will overdue have on the borrower?

Overdue will lead to damage to the borrower's personal credit record. Overdue records in credit reports will be noticed by financial institutions and other loan companies, which may lead to difficulties for borrowers in applying for loans, credit cards or other credit products in the future. Overdue records may also cause borrowers to fail to obtain more favorable loan interest rates.

To sum up, Lightning loans overdue will be reported, because overdue repayment will adversely affect personal credit records. In order to avoid overdue and credit problems, borrowers should fully understand their repayment ability before lightning borrowing to ensure timely repayment.

Extended data:

Credit investigation refers to the activity of evaluating personal credit status by collecting, sorting, storing and providing personal credit information. There are many credit agencies in China, such as China People's Bank Credit Center, Hundred Banks Credit Center, Remittance Credit Center, etc. They provide credit inquiry services to financial institutions and enterprises by collecting personal credit information and generating personal credit reports. Credit records will include personal loans, credit cards, overdue payments and other related information.

Note: The above answers are for reference only, please refer to the actual situation. If you encounter overdue problems, please contact relevant financial institutions or platforms in time to seek professional advice and solutions.