Engaged in self-employed or economic retired veterans, when the operating funds are insufficient, they can apply for loans from commercial banks with the "Self-employment Certificate for Retired Soldiers in Cities and Towns". Commercial banks should give priority to credit support if they meet the loan conditions. Preferential policies for veterans' loan certificates-local governments should give financial discounts to veterans engaged in low-profit projects, and they can enjoy interest-free loans at most. Preferential policy for the loan of the certificate of discharge from military service-tax exemption. Retired soldiers who start their own businesses will be exempted from business tax, urban maintenance and construction tax, additional tax on education fees and personal income tax within three years (note: except for buildings, entertainment, advertisements, saunas, Internet cafes and oxygen bars).

; Retired soldiers engaged in barren hills, wasteland, wasteland and barren water cultivation shall be exempted from agricultural tax within 3 years from the year of their own income; Ex-servicemen engaged in agricultural mechanization, irrigation and drainage, pest control, plant protection, agriculture and animal husbandry insurance and related technical training business, as well as poultry, livestock, aquatic animal breeding and disease prevention business are exempted from business tax according to the current business tax regulations.

Second, can I get a loan after I leave the army?

Usually you can get a loan. According to the laws of China, retired military personnel can apply for business guarantee loans and enjoy preferential financing policies, such as loan discount, in accordance with the relevant provisions of the state. You can apply for a loan when you bring the discharge certificate to the bank. Retired soldiers engaged in low-profit projects can also enjoy financial interest subsidies and the highest interest-free loans from the local government. When ex-servicemen engage in self-employment or establish economic entities to apply for loans from commercial banks, commercial banks should give priority to credit granting. Legal basis: Article 46 of the Law on the Protection of Veterans. When veterans start small and micro enterprises, they can apply for business guarantee loans in accordance with relevant state regulations and enjoy preferential financing policies such as loan interest subsidies. Ex-servicemen engaged in self-employment enjoy preferential tax policies according to law.

3. Can veterans get loans?

Yes, as long as you have no criminal record and no credit problems, the loan amount depends on your situation.

4. Can I get an interest-free loan after I leave the army? How much money can I borrow at most?

Within three years after leaving the army, you can apply to the government for a discount loan for veterans, with a maximum loan of 50 thousand yuan;

The government will solve the interest part of the discount loan, which is equivalent to providing interest-free loans for veterans. Supplementary explanation:

Discounted loan means that all or part of the loan interest obtained by the borrower from the commercial bank is borne by the relevant government agencies or non-governmental organizations, and the borrower only needs to repay the principal or a small part of the interest as agreed;

This way is essentially the encouragement or support of the government or non-governmental organizations to borrowers.