If you have a good credit and get a license, go to the bank to apply for a commercial loan.

Second, can you borrow money to open a farmhouse? Is the interest low?

You can ask what bank class one is looking for. Which bank is it, please?

Rural credit cooperatives, this is the bank we are looking for anyway.

What is the annual interest rate?

I don't know. I also went with others. I didn't pay attention to/I didn't notice

oh

thank you

3. What materials do rural individuals need to borrow from Kaili Agricultural Bank to engage in farmhouse music?

Mortgage guarantor

4. How about the farm loan of Agricultural Bank? Pay attention to these matters.

Now many people in the city will experience rural life, which makes many farmers see business opportunities and want to make money by running farmhouse music. Moreover, some farmers don't have enough money, so they can apply to the Agricultural Bank for a farm loan. Let's have a look.

1. How about the farm loan of Agricultural Bank? Nongjiale loan refers to the loan granted by Agricultural Bank of China to farmers to meet the fund demand of their leisure tourism management projects. The following items are related to loans: 1. Loan purpose: It is mainly used for the new construction, reconstruction, expansion and decoration of leisure tourism commercial facilities (such as farmhouses, courtyards, booths, etc.). ) and supplement the daily working capital of leisure tourism management projects. 2. Guarantee method: it can be issued by credit or by the guarantee method specified in the Measures for the Administration of Credit Business Guarantee of Agricultural Bank of China, including risk mitigation measures such as guarantee, mortgage, pledge and government credit enhancement. 3. Loan amount: In principle, it shall not exceed 70% of the total investment for loan purposes. If multi-family guarantee or credit loans are adopted, the amount of single-family loans shall not exceed 50% of the total investment. 4. Loan term: determined according to the cash flow characteristics of farmers' leisure tourism management projects. 1. The term of ordinary loans shall not exceed 8 years at the longest, and those used to supplement daily working capital shall not exceed 1 year. 2. The validity period of revolving loan line shall not exceed 3 years, the term of a single loan within the line shall not exceed 1 year, and the maturity date shall not exceed the validity period of the line. 3. If an individual rents a local facility, the term of the loan or revolving line shall not exceed the term of renting the facility. 5. Loan interest rate: It shall be implemented in accordance with the relevant provisions of the Measures for the Administration of Rural Individual Production and Operation of Agricultural Bank of China. In case of special requirements of poor households or local governments, the benchmark interest rate may be implemented or compared with the local interbank interest rate, and the specific standards shall be determined by tier-one branches. 7. Repayment method: you can pay off the principal and interest, settle the interest on a quarterly (monthly) basis and repay the principal and interest in installments, or you can repay the principal and interest in installments by matching the principal and interest, decreasing the average capital, etc. The longest repayment period can be installment. Ii. application process 1. Customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time. 2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract. 3. issue loans. After the bank has approved and completed all the formalities, the bank will issue the loan according to the contract.