Personal car loans are loans granted by Agricultural Bank of China to individual customers to buy cars, including personal car loans and personal commercial vehicle loans.

China Agricultural Bank needs to meet the following conditions when handling auto loans:

1. People's Republic of China (PRC) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) for more than 1 year (including 1 year) (Hong Kong, Macao and Taiwan residents and foreigners should also designate a local resident with certain economic strength and good reputation as a contact person);

2. The age is between 18 (inclusive) and 60 (inclusive), with full capacity for civil conduct and legal and valid identification;

3. Have a local household registration certificate or a valid identity certificate;

4, credit records, income levels, credit scores in line with the relevant provisions of the Agricultural Bank, with the ability to repay credit on schedule;

5. Be able to pay the down payment for car purchase of not less than the specified proportion, and provide qualified guarantee.

6. Other conditions that meet the requirements of the Agricultural Bank.