However, your credit card overdraft limit, the total debt of spending money and borrowing money will be deducted from your loan limit accordingly.

Provide you with the following information

1 Work certificate, income certificate (with the official seal of the company) and running salary (with the official seal of the corresponding bank).

2 valid identity certificate, marriage certificate (if married, it is required) and household registration book.

Then it is divided into many types. If it is a credit loan provided by a rural commercial bank, you need to submit a loan application, and then the bank will use your credit history, salary flow and debt situation (this credit card overdraft will be covered).

Life then gives you a credit line, which requires deducting your credit card, spending money and borrowing money to overdraw the line.