Second, Hong Kong people can mortgage their houses in the Mainland. As long as they have worked and lived for one year, they can enjoy preferential interest rates for the down payment of three achievements. Only Hong Kong and Taiwan people can buy a house, so they must be qualified to buy a house, have no loan record, and need to provide proof that overseas individuals (excluding Hong Kong, Macao and Taiwan residents and overseas Chinese) have worked in China for more than 1 year; Certificates of Hong Kong, Macao and Taiwan residents and overseas Chinese working, studying and staying in China.
Two. The following materials shall be submitted to apply for the residence identity certificate of overseas individuals in China:
(a) my valid identity certificate
1. Hong Kong and Macao personnel shall submit the original and photocopy of Hong Kong and Macao personnel's travel permit to and from the Mainland and Hong Kong and Macao resident ID card. If the applicant works in China, he must also submit the original and photocopy of the employment certificate or expert certificate or representative certificate. If the applicant is studying in China, he/she must also submit the proof that he/she is studying in the school.
(2) my household registration certificate. If the applicant stays in hotels, restaurants, hotels, guest houses, schools and other enterprises, institutions or institutions, organizations and other institutions in China, the accommodation unit shall issue the accommodation registration certificate; Applicants who lodge in the homes of Chinese and foreign residents or foreign institutions in China shall apply to the local police station for an accommodation registration certificate.
(3) My recent bareheaded 2-inch photo with a light blue background. Note: A copy of the above certification materials is required.
Three, the applicant must be present to handle the application procedures, and shall not designate or entrust others to handle it. This certificate should be properly kept. If you lose it, you can't make it up. If the application materials for completion time are complete, it will take 10 working days to complete. (Accepting applications on Saturday is not a working day). The application time is from Monday to Saturday at 8: 30-16: 30; Department and place where the application is accepted: Exit-Entry Administration Department of the Municipal Public Security Bureau.
Four, Hong Kong people to buy a house in the mainland loan conditions:
1, at least 18 years old (otherwise the guardian will handle it on his behalf);
2, Hong Kong, Macao and Taiwan people to provide identity cards, home visits, Taiwan compatriots.
3. I have never bought a self-occupied commercial house in China.
4. Hong Kong's income certificate or Hong Kong tax bill or Shenzhen's income certificate and bank flow can meet the above conditions.
Extended data
Information for foreigners to buy a house:
Taiwan Province Provincial People-Mainland Travel Pass (Taiwan Compatriot Certificate), household registration vine (which can prove marital status), approval form for purchasing houses in Beijing, and mortgage notarial certificate (entrusted to handle later house purchase and mortgage registration).
Hong Kong people-Hong Kong identity card, marriage certificate, mortgage notarized certificate (entrusted to handle the later house ownership certificate and mortgage registration)-Koreans-notarized translation of China passport, notarized translation of Chinese name, notarized translation of household registration book (which can prove marital status) and notarized mortgage notarized certificate (entrusted to handle the later house ownership certificate and mortgage registration).
Other nationalities-notarization of Chinese translation of passport, Chinese translation of name, Chinese translation of marriage certificate, notarization of mortgage (entrusted to handle the registration of house ownership and mortgage in the later period).
Refer to Baidu Encyclopedia Housing Mortgage Loan.