At the beginning of its establishment, due to various reasons, banks developed slowly, with small scale, poor management quality, heavy historical burden and low social awareness. As of March 2003, 3 1, deposit balance 1005 million yuan, loan balance of 779 million yuan, and non-performing loans of 304 million yuan, accounting for 38.29% of all loans. At that time, Cangzhou Commercial Bank ranked first from the bottom in North China and fifth from the bottom in the whole country according to its operation scale and development speed, and fell into a serious survival crisis.

In order to reverse the situation of Cangzhou Commercial Bank at that time, on April 1 day, 2003, Cangzhou Municipal Committee decisively adjusted the leading group at that time. In the past six years, the new leadership team has effectively overcome various difficulties in development, solidly promoted business operation and internal control management, and embarked on the road of rapid, safe, efficient and sustainable development.

With the support of provincial and municipal financial authorities and Hebei Banking Regulatory Bureau and other regulatory authorities, Cangzhou Commercial Bank has made important progress in capital increase and share expansion, internal control construction, regulatory rating and institutional setup. By the end of May 2009, deposits reached13 1200 million yuan, an increase of1200 million yuan compared with the beginning of 2003, an increase of12 times; The loan was 8.3 billion yuan, an increase of 7.5 billion yuan, an increase of/kloc-0.0 times, and the accumulated operating profit in six years was 6/kloc-0.0 million yuan. After three times of capital increase and share expansion, the registered capital of Cangzhou Commercial Bank reached 502.79 million yuan. In 2005, the city commercial banks in the province took the lead in entering the third-tier banks. At the end of 2008, all 22 regulatory indicators reached the standard and were successfully promoted to a second-class bank. In March this year, it was renamed as "Cangzhou Bank" with the approval of China Banking Regulatory Commission, and became one of the "good banks" in China.