Because the current housing price is extremely high, many people can't bear the huge pressure of a big square meter house, but families living in a small square meter house are particularly crowded. In this case, some people will choose to buy duplex housing. Although the area has not increased, the living space has doubled. Here, I will share with you how to buy duplex housing and duplex building materials.

First, how to buy duplex housing?

1, carefully choose the duplex housing that suits you. This is also an extension of the preparation steps. Before looking at the house, you should be prepared for more professional knowledge such as floor area ratio, pool, apartment type and greening rate. If you buy an auction house, you should learn to look at the floor plan, because there is no intuitive visual experience.

2. Negotiate and sign a duplex housing sales contract. Negotiating and signing a sales contract is an important link in the process of buying a house. Both buyers and sellers should express their rights and obligations in words, including all aspects.

3. Duplex houses can apply for commercial loans from banks. Let's talk about the common way-buying a house with provident fund loans. Let's give an example to let everyone better understand the loan process:

4. Submit an application to the unit housing fund management center.

5, the loan trial, submitted to the housing fund management center for review, including determining the loan guarantee amount and loan term.

6. After the preliminary examination is passed, the management center will issue an investigation notice to guide the borrower to fill in the relevant loan contract.

7. After the bank passed the investigation, the Center issued the Notice of Investigation on the Entrusted Loan Guaranteed by the Housing Fund Management Center.

9. Approved. According to one's own financial resources and various conditions of the house purchased, comprehensively consider the amount and duration of the loan. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.

10. If the property right is transferred, the names of the buyer and the seller shall be changed. Fortunately, under the guidance of the intermediary company, the relevant materials are prepared, and then the assistance of the relevant warrants personnel is needed to go through the formalities.

Second, buy duplex building materials.

1. At the local taxation bureau in the district where the house is located, you can go to the local taxation bureau to pay taxes with a copy of the contract house and a copy of the landlord's ID card. But many people know that they have to pay taxes, but it is equally important to pay taxes on house rental.

2. Tax payment for house lease: the lessor shall pay the property tax at 12% of the annual rental income; Stamp duty, both parties to the lease shall apply decals at one thousandth of the lease amount contained in the lease contract when handling the lease registration.

3. Business tax. Units and individuals pay business tax at 5% of the rental income, and the monthly rental income of individual rental houses below 800 yuan is exempt from business tax; Income tax, if the lessor is an enterprise, it shall pay enterprise income tax; If the lessor is an individual, it shall pay individual income tax.

The above is the information about how to buy duplex houses and duplex buildings. Various countries in real estate transactions have introduced preferential policies for tax reduction and exemption, which involve key issues such as the time, area and number of sets of houses. At present, the tax authorities stipulate that the time on the deed tax payment certificate or the time of obtaining the real estate license shall be determined according to the principle of first occurrence.