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Is it cost-effective to repay the mortgage with rent?
Personally, I think:

First, real estate has always been a way of investment, which not only preserves the value, but also has huge value-added space. Although the state and various regions have formulated various policies and measures to restrict real estate investment, there is still room for investing in real estate and there is still investment value.

Second, I heard it a long time ago: if a person without a house buys a house and pays a certain down payment, he has to pay a certain amount of loans to the bank every month. After a few years, this person will repay the loan and own a house of his own; If a person who has no house rents someone else's house instead of buying it himself, he needs to pay the landlord rent every month. A few years later, this man just rented the house of the landlord and had nothing. This shows the importance of buying a house and paying by installment.

Third, real estate investment is favored. First, housing demand is a necessity of life, and housing prices basically only rise and fall, and they live in peace; Second, after paying the down payment, you can use the rent to repay the loan, which relieves the financial pressure.

Fourth, to sum up, my suggestion is that it is cost-effective to repay the mortgage with rent, and I support this method.

The above suggestions are for reference only.