1, ID card, household registration book (home page, personal page, change page) and a copy.

2. Spouse ID card, household registration book (home page, personal page, change page) and a copy.

3. Proof of marital status (marriage certificate or divorce certificate or unmarried certificate).

4. Property right certificate, house sales contract and loan contract.

5. Copy of repayment list or repayment passbook.

：

First of all, usually, bank loans need the following information:

1. Borrower's ID card; The account book of the borrower; Marriage certificate or unmarried certificate of the borrower; The borrower's bank is flowing.

2. The borrower's work certificate;

3. Other materials specified by the bank.

Second, the loan processing flow:

1. The borrower shall apply to the bank after preparing the loan information required by the bank. After receiving the information submitted by the borrower, the bank shall conduct a preliminary examination of the borrower's information.

2. investigation. This is mainly to verify the borrower's information and see if the information is true. At the same time, the borrower's personal credit record will be checked to see if it meets the bank's loan requirements. After evaluating all aspects of the borrower, the bank will enter the examination and approval stage, and mainly decide whether to issue loans to the borrower.

3. Loan issuance. After determining that the borrower meets the loan requirements of the bank, the bank issues the loan, and finally the borrower can repay the loan according to the loan contract.

Three. Definition of loan:

A simple and popular understanding of a loan is to borrow money that needs interest. Loan is a kind of credit activity. Banks or other financial institutions that borrow monetary funds at a certain interest rate must repay them. Loans in a broad sense refer to loans, discounts, overdrafts and other loan funds. Banks meet the social demand for supplementary funds through loans and monetary funds, so as to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Four. The prepayment process of mortgage loan is as follows:

1. Call the loan bank and ask for repayment of the loan principal in advance.

2. After the bank agrees, bring my ID card, loan contract, repayment card, property right certificate or house purchase contract to the outlet designated by the bank.

3. Give the information to the staff at the prepayment window, and you will be given a list for you to handle at the bank counter.

4. deposit the money in the repayment card at the bank counter, and the bank will automatically deduct it. After the deduction, the borrower will be given a deduction document.

5. The lender will hand over the deduction documents to the staff at the repayment window, and the bank will give the lender a settlement certificate.

6. After that, the bank employee will take his rights and go to the Housing Authority with the lender to cancel his rights.

7. After the cancellation of his other rights, the house is a full house.