Current location - Loan Platform Complete Network - Bank loan - Does the expired ID card affect the loan?
Does the expired ID card affect the loan?
Can I continue to use the loan after the ID card expires?

can use

If the ID card has expired, you should go to the police station to reissue it in time, and then go to the bank to re-verify your identity information. The customer's identity document has expired, which means that the documents on the account opening agreement signed between you and your bank have become invalid. Contrary to the regulations, customers must provide valid identity documents to apply for bank cards.

Reason:

1. When you go to the bank to handle business, you must verify your identity documents. You can't handle business with expired documents because the bank is responsible to its customers.

Most banks stipulate that there is a three-month card replacement period after the ID card expires (it takes time to change the card), and all your business will be terminated after three months. Your bank card, mobile banking and third-party payment will not be affected for three months, and going to the bank counter to handle business will be affected.

Extended data

Resident identity card is a legal document used to prove the identity of the holder, which is mostly issued to citizens by governments of various countries or regions. And as an important identification document for everyone.

People's Republic of China (PRC)'s ID card is written as "ID card" before 1984. 1On April 6th, 984, the State Council issued the Regulations on the Trial Implementation of Resident Identity Cards of the People's Republic of China, and began to issue the first generation of resident identity cards.

On March 29th, 2004, Chinese mainland officially began to renew the second-generation resident ID card with built-in contactless IC card smart chip. The surface of the second-generation ID card adopts anti-counterfeiting film and printing anti-counterfeiting technology, and personal color photos can be used to read the information in the digital chip by machine.

China citizens who have reached the age of 16 and live in People's Republic of China (PRC) in accordance with the Law of the People's Republic of China on Resident Identity Cards shall apply for resident identity cards in accordance with the provisions of this Law; China citizens under the age of 16 may apply for resident identity cards in accordance with the provisions of this Law.

The items registered in the resident ID card include: name, gender, nationality, date of birth, permanent residence address, citizen ID number, photo of myself, validity period of the certificate and issuing authority.

Citizenship number is a unique and life-long identity code for every citizen, which is compiled by public security organs according to the national standard of citizenship number. Citizens engaged in related activities need to prove their identity, and they have the right to use their resident identity cards to prove their identity, and the relevant units and their staff shall not refuse.